Just Listed at $319,000!! This beautiful property is immaculate, and move-in ready! Designer colors and upgraded details enhance this 3 bedroom/2.5 bathroom home, and the location next to a park and professional landscaping are exceptional. Note the wrap-around front porch, hardwood flooring, 9 foot ceilings, gas fireplace with mantel, new carpet, new water heater, air conditioning, sprinkler system, and crown molding as well!!
**No longer available :(!!**
Tuesday, July 13, 2010
Credit Scores
Your credit score can range from 400 to 850, and is an essential element in loan qualification. A score of 720 or above will usually qualify a borrower for the best interest rates and terms. The score is determined by the following:
1. Payment history (35%)
2. Amounts owed (30%)
3. Length of credit history (15%)
4. New credit (10%)
5. Types of credit in use (10%)
In general, it is better to avoid new purchases on credit, to avoid closing or opening accounts, and to keep balances below 30% of the credit limit. In addition, mortgage/installment debt is preferable to revolving accounts (such as department store and credit cards).
You can obtain a free credit report every 12 months from each of the three credit bureaus using the following link to the official website (though you might pay a small additional fee for your credit score):
www.annualcreditreport.com
1. Payment history (35%)
2. Amounts owed (30%)
3. Length of credit history (15%)
4. New credit (10%)
5. Types of credit in use (10%)
In general, it is better to avoid new purchases on credit, to avoid closing or opening accounts, and to keep balances below 30% of the credit limit. In addition, mortgage/installment debt is preferable to revolving accounts (such as department store and credit cards).
You can obtain a free credit report every 12 months from each of the three credit bureaus using the following link to the official website (though you might pay a small additional fee for your credit score):
www.annualcreditreport.com
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